FAQ Lending Services
How much money can I borrow?
How do I know which home loan is right for me?
Which banks and lenders does KeyInvest Lending Services deal with?
What documentation will I need to apply for a loan?
What is the First Home Owner Grant?
Will an investment loan be any different to my existing home loan?
What is refinancing?
How much money can I borrow?
Our Mortgage Loan repayment calculator will give you an indication of how much you can borrow. The amount you can borrow will differ from lender to lender. Discussing your individual circumstances with one of our Advisers will allow us to provide you with a more detailed overview of your options. Contact us today.
How do I know which home loan is right for me?
Our experienced Lending Advisers can assist in reviewing your situation and tailoring a finance solution to suit you. Contact us today to make an appointment or discuss how we can assist.
Which banks and lenders does KeyInvest Lending Services deal with?
We have access to all of Australia's leading banks and lenders, and with the freedom to choose from over twenty lenders and hundreds of loan products we can tailor a financial solution to your personal needs. To experience the benefits of our customised service, contact us today.
What documentation will I need to apply for a loan?
In conjunction with submitting your home loan application, you will need supporting documentation confirming your identity and substantiating your income. Suggested documentation to bring to your appointment includes:
- Driver's licence
- Birth certificate or passport
- Recent pay slips or proof of income
- Tax returns or tax assessment notice
- Current bank statements (proof of saving)
- Copies of recent statements of credit facilities (credit cards or other loans)
What is the First Home Owner Grant?
The First Home Owner Grant (FHOG) scheme is a national scheme funded by the states and territories and administered under their own legislation. Under the scheme, a one-off grant of up to $7,000 is payable to first home owners that satisfy all the eligibility criteria. For more information and to find out if you are eligible, visit http://www.firsthome.gov.au.
Will an investment loan be any different to my existing home loan?
There are a few differences between borrowing for your own home and for a property that you will rent out. Our Lending Advisers can explain these differences and tailor a solution to suit your needs. Increase your financial confidence and speak with one of our experienced Advisers today. Enquire online.
What is refinancing?
Refinancing allows you to alter your home loan to suit your changing circumstances. It can enable you to improve your interest rate, manage your risk, ensure your loan features meet your needs or free up some funds to renovate your home, purchase a new vehicle or pay off other debts. You may choose a loan with a new lender or find that your existing lender has a different product that now suits you better. Contact one of our Lending Advisers today for your tailored financial solution