Alternative to Super
Superannuation is a tax effective way to save for retirement but for many clients, Superannuation alone is not enough. Super has its limits, such as not being able to withdraw funds until preservation age, limits to tax concessional contributions and restrictions on investing lump sums, such as inheritances, if you have retired and are no longer working. The KeyInvest Life Events Bond can complement and enhance your retirement savings.
- No work test or contributions caps. You can contribute any amount each year subject to the 125% rule
- Access to your funds at any time by lump sums or regular withdrawals
- Ability to nominate beneficiaries and proceeds are tax free on death
Helen and Drew, both aged 48, have received a $200,000 inheritance from Helen's Dad's Estate. They would like the option of retiring early and decide to invest $100,000 into their Super and $100,000 in a KeyInvest Life Events Bond. Assuming a 5% pa return on their Life Events Bond over a period of 10 years, they would have $162,889 in savings. Although they cannot access their Superannuation for another two years (age 60), they can withdraw over $80,000 pa to fund their early retirement until their Superannuation is accessible.
Our Financial Products have been designed to Help You Save for the Future
Enjoy Life knowing Your Future is Secure with KeyInvest.
Call Us Today on 1300 658 904 or Complete the form below and one of our friendly staff will contact you asap.
We are extremely happy with the high level support that KeyInvest consistently provide and offer to our practice. It not only makes us feel valued, but it permits us to provide a superior level of service to our clients. Not only are the staff amazing, but they also have a good set of tools and resources as well.
Forbes Wealth Planning
I have had a business relationship with KeyInvest for many years and throughout that time they have always been easy to deal with and always supportive in our endeavours to assist our clients. They continue to provide a great service and have a select range of services and products that are tailor-made for specific client situations. I have no hesitation in me or any of my advisers recommending KeyInvest to our clients where required.
David Schultz - Financial Planner
We have been using Keyinvest for the past few years. We are always reluctant to use a new provider as you never know what level of service you will receive. On our first application we wanted some assistance just to guide us through. The team at Keyinvest were so obliging. Every time we contact them they are the same. It is such a refreshing change from the usual help desk random mood, random answer stereotype.
Tony Skinner - Wealth Strategist
SWM Finance Matters
We are extremely happy with the high level of support that KeyInvest consistently provide and offer to our practice. It not only makes us feel valued, but it permits us to provide a superior level of service to our clients. Not only are the staff amazing, but they also have a good set of tools and resources.
Forbes Wealth Planning